1. Set Specific Financial Goals 2. Believe in Yourself 3. Educate Yourself on Financial Strategies 4. Save and Invest Consistently 5. Avoid Debt 6. Start a Business 7. Network and Connect 8. Keep Learning 9. Focus on High-Income Skills 10. Seek Out Multiple Streams of Income 11. Live a Frugal Life 12. Increase Your Income 13. Take Calculated Risks 14. Downsize Your Lifestyle 15. Plan for Retirement 16. Surround Yourself with Successful People 17. Invest in Real Estate 18. Keep Your Finances Organized 19. Be Persistent 20. Celebrate Your Success